Localized Expertise
Our resources are written by experts familiar with Singapore’s financial landscape, CPF structure, healthcare system, and government benefits, ensuring you receive advice that is not only accurate but also relevant.
Retirement planning in Singapore requires navigating unique systems, from CPF (Central Provident Fund) schemes to healthcare options, housing, and tailored investment strategies. PensionNews Singapore is your dedicated partner in this journey, offering extensive resources, expert insights, and practical tools designed to empower retirees and pre-retirees.
Our resources are written by experts familiar with Singapore’s financial landscape, CPF structure, healthcare system, and government benefits, ensuring you receive advice that is not only accurate but also relevant.
Our articles cover everything from basic retirement planning to
complex estate planning and investment strategies, helping you
every step of the way.
Interactive Tools and Calculators:
We offer a suite of user-friendly tools, such as CPF
calculators, retirement projection tools, and budgeting
worksheets, to assist in customizing your retirement plan.
The Central Provident Fund (CPF) is Singapore’s main retirement
savings plan. Understanding the CPF structure, contribution
system, and investment options is essential for every retiree.
Our CPF guides cover:
CPF Account Types and Contributions: CPF contributions are divided into three key
accounts—Ordinary Account (OA), Special Account (SA), and
Medisave Account (MA). Learn about each account’s purpose, how
contributions are allocated, and how they can support different
aspects of retirement.
CPF LIFE is Singapore’s national annuity scheme, offering
guaranteed monthly payouts for life.
We explain
the Full Retirement Sum (FRS), Basic Retirement Sum (BRS), and
Enhanced Retirement Sum (ERS), their eligibility requirements,
and how to choose the right sum for your lifestyle needs.
CPF members can invest a portion of their CPF savings through the CPF Investment Scheme. We provide guidance on CPFIS, including risk considerations, investment options, and tips on balancing growth with security.
Supplementary Retirement Scheme
SRS is a voluntary retirement savings scheme offering tax
benefits and flexibility in investment choices. Learn how to
contribute to SRS, understand tax deductions, and explore
withdrawal rules.
Private Annuities and Endowment Policies: Private annuities and endowment plans can provide additional
income to supplement CPF payouts. We explain how these products
work, their potential returns, and how to choose a plan that
suits your financial goals.
Understand how to diversify your savings with low-risk options such as Singapore Savings Bonds (SSBs), dividend-paying stocks, fixed deposits, and Real Estate Investment Trusts (REITs). Our guides focus on balancing growth potential with security to protect your capital.
We believe that retirement is a time to enjoy the rewards of your life’s work. At PensionNews Singapore, our goal is to support you with expert advice, practical resources, and a comprehensive understanding of your options.